A tired driver is a hazard to the road and can cause mistakes behind the wheel of a car. Feeling drowsy or falling asleep can impair your reaction time, reduce awareness and hinder your judgment. Similar to drinking and driving, sleeping while operating a vehicle can injure or kill the driver or innocent victims and lead to serious fines or jail time. Statistics of Sleep Related Accidents Drowsiness or fatigue is the primary cause of over 150,000 law enforcement related crashes each year with the fatalities and injuries near 85,000. Many other sleep related accidents go unreported. Most people think ... Read More »

The only thing worse than dealing with a natural disaster or other event that seriously damages your home, is dealing with an uncooperative insurance company. Unfortunately, there are many insurance companies that will try to low-ball you into accepting less money than you deserve. Instead of falling prey to this tactic, you need to take the time to familiarize yourself with both the value of your home and the cost of the necessary replacement materials. Once you have armed yourself with this important knowledge, it will be easier to receive a fair settlement. Why did My Insurance Company Low-Ball Me? ... Read More »

What is Individual Vision Insurance? It is a type of insurance that covers areas specific to your eyes. Eye care can be notoriously expensive, and this type of health insurance gives you several benefits that help bring down the costs. Typically, it covers regular eye exams and related treatments, along with a specific amount in dollars to pay for eye glasses and contacts. A few policies might also cover advanced surgical treatments such as LASIK. Anybody who has got glasses made or bought contacts, or even had a routine eye exam done knows how ridiculously expensive eye care can be. ... Read More »