Category Archives: Finance and Law

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Seven Key Factors That Impact Your Car Insurance Prices

Car / Auto Insurance

There are a number of ingredients that go into how car insurance prices are set. Providers calculate car insurance rates based on factors about you and your driving patterns, as well as the coverage choices you make. The following are seven of the more important factors used in setting auto insurance prices that you can actually monitor and change. Taken together, they give you a lot of control over how much you have to pay each month to insure yourself against the risk of an accident. A couple factors you can’t control Two characteristics that you cannot change about yourself ... Read More »

How to Avoid Costly Mistakes When Buying Homeowner’s Insurance

Buying Homeowner's Insurance

For Arizona resident Dennis Yacknell, paying $30,000 from his own pocket to repair his roof that the insurer wouldn’t pay for came as a rude shock. The same goes for the Guinness family from Virginia who shelled out a whopping $500,000 to renovate their mold ridden home which their insurance plan didn’t cover. Such cases are being reported almost every other day and policyholders are forced to deal with the fact that they may have overlooked the fine print in their home insurance policies. These are classic examples of mistakes you should avoid while zeroing in on a home insurance ... Read More »

3 Facts You Should Know About Errors On Your Credit Reports

Credit Reports

There are many different facts, and many different falsehoods, that we each hear on a daily basis about our credit reports. It’s easy to get caught up in inaccurate information about our credit reports, and to not know what is true and what is false. Especially when it comes to errors on our credit reports, there is a lot of confusion. Well, let me help you clear the confusion a bit and understand some of the facts surrounding errors on credit reports. Here are 3 important facts to know concerning errors on your credit reports: Fact #1: There are errors ... Read More »

A Broken Benefits System Causing Debt Problems

Debt Problems

The UK has a tradition of caring for those who are the worst off in society. A tradition of not kicking someone when they are down, but more and more people are beginning to believe the welfare system is ruining our country. The average household in the UK struggles to produce enough to pay its debts and to provide a suitable home for a family to live in with some level of comfort. The issue withholding the welfare benefits of people not wanting to work has gained momentum since the Tory party has come to power, but many innocent and ... Read More »

The Rising Age Of Retirement – When Will You Receive Your State Pension?

Receive Your State Pension

For as long as most of us can remember, the age of retirement has been 60 for women and 65 for men in the UK; that’s when you can claim your state pension and look forward to your golden years.  But with advances in medicine and healthier diets and lifestyles, we are all living longer and it is costing the UK’s Treasury millions of pounds.  It’s even thought that some pensioners are spending more years in their retirement than they did in work, paying National Insurance. Life Expectancy The changes that the Labour government proposes to make are to increase ... Read More »